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Business Line:Electrical Products Location:10th of Ramadan Reporting Line:Treasury Manager<br>Key Accountabilities:Monitor company liquidity and forecast future needs and submit recommendations accordingly Assist the Department Manager in managing investment and borrowings portfolios Receive payable requests, ensure sufficient liquidity, review payment procedures with banks, and provide feedback to the payables team Ensure that receivables are reflected in bank accounts and provide feedback to concerned parties on payments Review bank account reconciliations in light of conducted transactions Review treasury accounts and subaccounts and ensure proper accounting processing Participate in accounting quarterly closing according to accounting standards Review issuance of LG’s and LC’s with banks as per business needs and set process Regularly follow up on outstanding LG’s and LC’s until their return Investigate and expedite any irregularities/discrepancies at the banks to facilitate business needs Review treasury accounting journal entries according to accounting standards Develop various reports, forecasts, and metrics related to treasury activities to facilitate decision-making.<br>Qualifications & Education:Bachelor’s degree in Finance, Accounting, or Economics.7- 10 years of experience in Treasury accounting with at least 2 years in a supervisory or leadership capacity. Experience in a manufacturing environment (preferred). Experience in ERP systems (SAP, Oracle) Strong analytical and problem-solving skills. Proficiency in financial modeling and analysis tools Excellent communication and presentation skills.

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Envision Employment Solutions is currently looking for a Credit Risk Director for one of our partners, a leading Digital Bank!<br> Job Summary We are building a digital bank from the ground up, and credit is its beating heart, the discipline that decides who we lend to, how fast we say yes, and how soundly we grow.<br> As Head of Credit Risk, you will design and own the entire credit risk architecture for a bank that underwrites in seconds, not days, and that makes the overwhelming majority of its decisions through models rather than manual review.<br> You will set the appetite that defines how boldly the Bank grows and the guardrails that keep that growth safe, profitable, and fully aligned with CBE expectations.<br> This is a rare opportunity to write the playbook rather than inherit one, fusing deep credit craft with AI/ML decisioning at scale, and building a portfolio that is both ambitious in reach and disciplined in quality.<br> Responsibilities Strategy, Policy &amp; Risk Appetite Own the credit risk strategy, policy suite, risk appetite framework, and governance model across all retail and MSME lending products, fully aligned with the CRO's risk strategy and CBE regulatory expectations.<br> Underwriting &amp; Automated Decisioning Define, validate, and govern the underwriting policy, credit scoring models, and AI/ML decisioning engines that power real-time, straight-through lending, balancing approval rates, expected loss, and customer experience.<br> Establish a robust model governance and validation lifecycle for all scorecards and ML decisioning models, covering development standards, independent validation, monitoring, challenger frameworks, and explainability.<br> Portfolio Quality, Provisioning &amp; Capital Monitor portfolio quality continuously and run the Early Warning Indicator (EWI) framework, escalating material and emerging risks to the CRO with decision-ready analysis.<br> Govern IFRS 9 expected credit loss (ECL) staging, models, and provisioning, and ensure the credit book's contribution to capital adequacy and stress testing is sound under the Basel framework.<br> Collections, Recoveries &amp; Fraud Set and optimize the digital-first collections and recoveries strategy, including segmentation and champion/challenger treatment paths, and oversee credit-related fraud detection, prevention, and decisioning controls.<br> Governance, Committees &amp; Controls Represent Credit Risk in the Board Risk Committee (BRC), Risk &amp; Compliance Committee (RCC), and product approval committees, and manage the policy exception framework with full transparency.<br> People, Leadership &amp; Stakeholders Build, lead, and develop a high-calibre credit risk team, and partner closely with Product, Data Science, Technology, Finance, and Business to embed sound credit thinking into a fast-moving build.<br> Essential 12+ years in credit risk within banking or financial services, with a proven track record across the full credit lifecycle (acquisition, underwriting, portfolio management, collections, and recoveries).<br> Prior experience as Head of Credit Risk or an equivalent senior leadership role, with proven ownership of credit policy, appetite, and governance.<br> Direct CBE regulatory experience, including deep working knowledge of CBE retail lending and provisioning regulations.<br> Strong, applied knowledge of IFRS 9 (ECL and staging) and the Basel credit risk capital framework.<br> Demonstrated experience operating in or building automated, digital credit decisioning environments, including scorecards and model-driven lending.<br> Bachelor's degree in a quantitative, finance, economics, or business discipline.<br> Excellent senior-stakeholder communication, with a record of presenting to and influencing board-level and executive committees.<br> Preferred Digital bank, neobank, or fintech lending background, ideally in an emerging-market context.<br> Hands-on familiarity with AI/ML credit decisioning, model governance, and explainability practices.<br> Master's degree (MBA, Finance, Statistics, Data Science, or related).<br> Professional certification such as FRM, CFA, PRM, or equivalent; complementary credentials (e.<br>g., ACAMS for financial-crime exposure, CIA for audit familiarity) viewed favorably.<br> Experience with credit decisioning platforms, scorecard tooling, and analytics environments (decision engines, SAS/Python/R, SQL, and BI or portfolio-monitoring tools).<br> Experience standing up a credit risk function from scratch or through a major transformation.<br> Technical Competencies Expert credit risk management across the full lifecycle, from origination strategy to recoveries.<br> Credit policy, risk appetite, and governance framework design and ownership.<br> Scorecard development and oversight, plus AI/ML decisioning model governance, validation, monitoring, and explainability.<br> IFRS 9 ECL modeling and provisioning, and Basel credit risk capital and stress-testing fundamentals.<br> Portfolio analytics fluency: vintage analysis, roll and flow rates, loss forecasting, and EWI design.<br> Collections, recoveries, and fraud risk strategy in a digital, automated context.<br> Strong data and analytics literacy, comfortable interrogating models and data directly, not only consuming summaries.<br> Working command of the CBE regulatory landscape and emerging-market retail credit dynamics.<br> Behavioral Competencies Build-from-scratch mindset: energised by ambiguity and white space; creates structure, standards, and momentum where none yet exist.<br> Decisive judgement under speed: balances rigour with the pace a digital bank demands, making sound calls with incomplete information.<br> Stakeholder influence: earns trust across the C-suite, board committees, regulators, and first-line partners; challenges constructively and aligns competing priorities.<br> Commercial balance: protects the bank while enabling responsible, profitable growth, a leader who frames how to lend safely, not simply when to say no.<br> Leadership and talent builder: attracts, develops, and retains strong people; sets a high bar with warmth and clarity.<br> Integrity and resilience: owns outcomes, communicates transparently, holds the line on controls and ethics, and thrives amid change and shifting priorities.<br></span> </div>

Job Description :* Record daily journal entries and financial transactions.* Handle AP & AR, aging reports, and account reconciliations.* Prepare bank, supplier, and customer reconciliations.* Support monthly and annual closing and financial reporting.* Maintain accurate accounting records and support the transition to *Odoo*.<br>Requirements :* Bachelor's degree in Accounting or Finance.* 3 years of General Accounting experience.* Strong experience in journal entries, AP, AR, bank reconciliations, and closing.* ERP experience is mandatory; Odoo is highly preferred.* Knowledge of Saudi VAT & IFRS.* Good Excel and English skills.

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <span>Description</span><br><span></span><p><span><span><strong>To execute a full range of legal services such as legal opinion service , seizure &amp; heritage management services, in order to safeguard bank interests and rights through effective legal representation with various stakeholders.</strong></span></span></p><br><p>1.Draft and respond to all customers / non-customers complaints within the bank, ensuring legal and regulatory requirements are met while maintaining accuracy in line with the mandatory terms and conditions set by the CBE.</p><br><p>2.Coordinate and respond to the customer care unit department and the customer right protections department to review and draft replied issued to CBE, customers and non-customers, to ensure compliance with legal and regulatory standards.</p><br><p>3.Prepare all the necessary drafting related to disclosure secrecy, Central Bank books and executions/ staff alimony in accordance with the specified legal periods.</p><br><p>4.Conduct searches on the bank’s various systems to verify customer status, ensuring accuracy in the legal seizure process and taking necessary action accordingly.</p><br><p>5.Respond to legal opinions related to inheritance and pensions cases, including the distribution of heirs’ shares and the execution of family court orders to ensure compliance with legal decisions for minors, persons under guardianship and those lacking legal capacity.</p><br><p>6.Add and verify reservations/ authorization on customers’ accounts in the bank’s system ensuring accuracy and timely execution without errors or delays regarding the judicial seizure.</p><br><p>7.Organize and maintain case files, pertinent documents, bank data and forms to ensure proper record-keeping and safekeeping in accordance with the bank’s SOPs and manuals.</p><br><p>8.Draft and review all Seizures and Heritage administrative tasks related to governmental authorities and notary public offices to ensure compliance with legal procedures.</p><br><p>9.Review and respond to CBE inquiries related to deceased customers by conducting the necessary legal verification, preparing a report and issuing a formal response within the specified period to ensure compliance and proper case resolution.</p><br><p>10.Review and verify to all heritage cases received from branches, ensuring all legal documents &amp; power of attorney approvals comply with the law before processing financial disbursements.</p><br><p>11.Attend and respond to Seizure &amp; Heritage requests received from the public prosecution ensuring compliance with legal procedures and timely execution.</p><br><br> <br> <span>Qualifications</span><br><span></span><p><span><span><strong>Qualifications &amp; Experience</strong></span></span></p><br><p><span><span>§</span></span><span><span>Bachelor in Law</span></span></p><br><p><span><span>§</span></span><span><span>Registered as a lawyer in the Courts of Appeal at the Egyptian Bar Association</span></span></p><br><p><span><span>§</span></span><span><span>3-5 years of experience</span></span></p><br><p><span><span><strong>Skills</strong></span></span></p><br><p><span><span>§</span></span><span><span>Good command of English language.</span></span></p><br><p><span><span>Must be adept in use of basic software such as Office, Internet and email</span></span></p><br><br> </div>

<ul><li><p>Handle daily operation with Banks through monitoring the implementation of cash transactions, plus recording on the ERP system.</p></li><li><p>Ensure that all bank transactions recorded &amp; maintained in the system.</p></li><li><p>Assist in the closing of accounts during month-end at the company and divisional level within stipulated timelines.</p></li><li><p>Perform monthly and annual bank reconciliation.</p></li><li><p>Process all cash transactions related to deposits, withdrawals &amp; foreign currency exchanges in line with business needs.</p></li><li><p>Paid up capital increase follow up</p></li><li><p>Loan interest recording and tracking, following up the loan value and make sure the recording matches the bank reconciliation monthly</p></li><li><p>Letter of credit recording and follow up regularly</p></li><li><p>Letter of grantee recording and follow up regularly</p></li><li><p>Make cash flow weekly, updated daily and reported</p></li><li><p>Managing cash flow in and out to maintain positive flow of cash and maintaining cash needs for operations</p></li></ul><p></p><p><strong>Requirements</strong></p><ul><li><p>ERP User is a must (SAP)</p></li><li><p>Cash management skills</p></li><li><p>A good knowledge of issuing LC's &amp; LG's</p></li></ul><ul><li><p>Good knowledge of Microsoft Office</p></li><li><p>Ability to assign duties and to management under pressure</p></li><li><p>Self-motivated individual with effective organizational skills</p></li><li><p>Must be proactive, with the ability to meet future needs</p></li><li><p>Ability to undertake multiple tasks at the same time without losing focus</p></li><li><p>Problem solving skills, and creative thinking.</p></li><li><p>CTP or any other advanced certificate in treasury will be an advantage</p></li></ul><p></p>

<h3>About the Company</h3><p>We are a growing <strong>modest wear fashion brand</strong> with multiple retail stores and a rapidly expanding e-commerce business. We are looking for a detail-oriented Accountant to join our Finance team and contribute to the accuracy and efficiency of our financial operations.<br></p><h3>Job Responsibilities</h3><ul><li><p>Record daily financial transactions and prepare accurate journal entries.</p></li><li><p>Perform regular bank reconciliations and monitor bank balances.</p></li><li><p>Prepare sales, purchases, supplier, and expense reports.</p></li><li><p>Issue and manage electronic invoices (E-Invoicing) in compliance with local tax regulations.</p></li><li><p>Assist in monthly and year-end closing activities.</p></li><li><p>Maintain accurate accounting records and supporting documentation.</p></li><li><p>Reconcile accounts and investigate discrepancies when necessary.</p></li><li><p>Coordinate with internal departments to ensure the accuracy of financial data.</p></li><li><p>Support inventory reconciliations and stock-related accounting activities.</p></li><li><p>Ensure compliance with company policies and accounting standards.</p></li></ul><h3></h3><p></p><p><strong>Requirements</strong></p><h3>Job Requirements</h3><ul><li><p>Bachelor's degree in Accounting, Commerce, or a related field.</p></li><li><p>1–3 years of experience in Accounting.</p></li><li><p>Strong knowledge of accounting principles.</p></li><li><p>Good experience with bank reconciliations.</p></li><li><p>Experience with Electronic Invoicing (E-Invoicing).</p></li><li><p>Proficiency in Microsoft Excel.</p></li><li><p>Experience using ERP or accounting systems.</p></li><li><p>Strong analytical, organizational, and problem-solving skills.</p></li><li><p>High attention to detail and accuracy.</p></li><li><p>Ability to work under pressure and meet deadlines.<br></p></li></ul><h3>Preferred Qualifications</h3><ul><li><p>Previous experience in <strong>Retail, Fashion, or E-commerce</strong>.</p></li><li><p>Experience with inventory accounting.</p></li><li><p>Familiarity with Egyptian tax regulations and VAT requirements.</p></li></ul><p></p>

<h2 class="h5">Job description</h2> <div class="t-break" data-jb-field="description"> <ul><li>Support daily treasury operations.</li><li>Assist with banking relationships and communicate with banks &nbsp;.</li><li>Prepare bank reconciliations.</li><li>Help manage bank KYC requirements and related documents.</li><li>Prepare payments.</li><li>Review collection receipts for individual and group .</li><li>Support internal and external audits by providing treasury reports, reconciliations, and supporting documents.</li><li>Learn treasury processes and support day-to-day operational task</li></ul><br> </div>

<ul><li><p>Manage daily banking transactions.</p></li><li><p>Monitor cash positions and prepare daily, weekly, and monthly cash flow reports.</p></li><li><p>Handle bank transfers, checks, letters of guarantee (LGs).</p></li><li><p>Coordinate with banks account management.</p></li><li><p>Reconcile bank statements and investigate discrepancies.</p></li><li><p>Ensure timely processing of supplier, subcontractor, and project-related payments.</p></li><li><p>Support month-end and year-end closing activities.</p></li><li><p>Ensure compliance with company policies, banking regulations, and financial controls.</p></li></ul><p></p>

<ul><li><p>Manage daily treasury activities, including cash, bank accounts, and petty cash transactions.</p></li><li><p>Monitor daily cash positions and maintain sufficient liquidity to support business operations.</p></li><li><p>Record and reconcile all treasury transactions in the ERP/accounting system.</p></li><li><p>Prepare daily, weekly, and monthly cash flow reports.</p></li><li><p>Process bank transfers, deposits, withdrawals, and other banking transactions.</p></li><li><p>Prepare payment requests, checks, and electronic transfers in accordance with approved payment schedules.</p></li><li><p>Perform monthly bank reconciliations and resolve any discrepancies promptly.</p></li><li><p>Coordinate with banks regarding account maintenance, online banking, guarantees, and other banking services.</p></li><li><p>Monitor customer collections and ensure timely recording of receipts in coordination with the Collections Department.</p></li><li><p>Follow up on payments to contractors, suppliers, and governmental entities according to approved schedules.</p></li><li><p>Assist in cash flow forecasting and liquidity planning for ongoing and upcoming real estate projects.</p></li><li><p>Maintain accurate treasury records and supporting documentation.</p></li><li><p>Ensure compliance with internal controls, company policies, and financial procedures.</p></li><li><p>Support internal and external auditors by providing treasury-related documentation and reports.</p></li><li><p>Perform any other treasury-related duties assigned by the Finance Manager.</p></li></ul><p></p><p><strong>Requirements</strong></p><p></p><ul><li><p>2–5 years of experience in Treasury, preferably within the Real Estate Development or Construction industry.</p></li><li><p>Strong knowledge of treasury operations, banking procedures, and cash management.</p></li><li><p>Experience using ERP systems (SAP, Oracle, Odoo, Microsoft Dynamics, or similar).</p></li><li><p>Advanced proficiency in Microsoft Excel.</p></li><li><p>Strong analytical and numerical skills.</p></li><li><p>High level of accuracy and attention to detail.</p></li></ul><ul><li><p>Strong communication and interpersonal skills.</p></li><li><p>Problem-solving and decision-making abilities.</p></li><li><p>High level of integrity, confidentiality, and accountability.</p></li></ul><p></p>