Key Responsibilities
1. Financial Planning & Control
• Contribute to setting the overall mortgage finance strategy aligned with the company’s objectives.
• Prepare and review financial performance reports and submit them to the CEO.
• Monitor the implementation of financing plans, ensuring balance between cash inflows and obligations.
2. Mortgage Finance Operations
• Supervise mortgage loan portfolios, ensuring compliance with legal and regulatory requirements.
• Oversee pricing policies, interest rates, and financing terms in line with market competitiveness.
• Coordinate with banks and mortgage finance companies to establish new financing channels.
3. Securitization & Factoring
• Prepare and manage documentation for securitization of client portfolios.
• Collaborate with financial advisory firms and auditors to manage risks related to factoring and securitization.
4. Compliance & Regulatory Alignment
• Ensure all mortgage financing operations comply with Financial Regulatory Authority (FRA) and Central Bank guidelines.
• Stay updated on changes in laws and regulations, recommending necessary policy updates.
5. Leadership & Organizational Development
• Supervise and guide the mortgage finance team, assigning tasks effectively.
• Develop systems and processes to ensure efficiency, transparency, and control.
• Participate in recruitment, training, and professional development of financial staff.
Qualifications• Bachelor’s degree in Finance, Economics, Business Administration, or Accounting (MBA or Master’s in Real Estate Finance is preferred).• Professional certifications such as CFA, CPA, or Certified Mortgage Finance Specialist are a strong plus.Experience• Minimum 10 years of experience in mortgage finance or banking, with at least 5 years in a leadership role.• Proven expertise in mortgage finance, securitization, factoring, and loan portfolio management.• Solid track record of building and managing relationships with banks and financial institutions.Skills• Strong knowledge of mortgage finance principles and banking products.• Excellent financial analysis and strategic planning skills.• Strong negotiation and communication abilities.• Proficiency in MS Office; experience with ERP systems (Odoo, SAP, or similar) is preferred.• Fluency in English (spoken and written).