Kredit is one of GB Capital subsidies, an innovative lending institution authorized by the FRA, dedicated to addressing the financial requirements of small and medium enterprises (SMEs) across Egypt. Prioritizing accessibility, dependability, and transparency, Kredit delivers customized loan solutions and a simplified approval procedure to empower its clientele. Moreover, leveraging strategic alliances with local experts, Kredit extends supplementary services to SME customers, encompassing auditing, tax, accounting consultancy, export facilitation, digitalization of sales platforms, and more.
- Kredit is hiring are Hiring!
“Relationship Manager – Kredit"
Job Purpose – not limited to:
- Sales Management: Responsible for maintaining existing and development of new relationships with SME clients.
- Increase company’s portfolio through attracting new clients.
- Identify potential Clients in line with company strategy and formulate appropriate accounts strategies for both existing and target clients to maximize earning potential for the company.
- Daily Follow up on the client’s requirement.
- Coordinates with all departments in the company to facilitate the workflow
- Maximizes profitable sales, and achieves quantitative and qualitative sales objectives established and agreed with superiors
- Conducts an effective sales approach
- Gathers market information and identifies sales leads
- Gathers market information on all the competitive SME’s companies in the market.
- Conducts cold calls and scoping visits and discussions
- Prepares and negotiates offers.
- Documents sales activities through call reports, and inputs client data into the system.
- Client relationship management: Establishes / reinforces personal and company credibility.
- Remains up to date on clients’ future plans, and saturates the relationship with them through multiple-selling.
- Monitors accounts’ performance in terms of growth, profitability, and collection track record.
- Identifies and develops relations with new clients.
- Proactively attempts to regain attractive client accounts that were lost in the past.
- Addresses complaints filed by clients.
- Follows-up on the collection of receivables of past-due clients
- Conduct periodic Follow up visits with existing clients.
- Credit Management:Responsible for credit write up and credit approval coordinating with relevant departments in deal closing/ loan documentation and review
- Preparing full Credit Packages with In-Depth Financial Analysis and Projections. Responsible for directly handling all credit package write-ups and credit analysis for assigned clients as well as appraising cash flow and financial risk of capital investment projects.
- Undertakes cash flow forecasting and balance sheet and P&L to conclude the ability and credit worthiness of a business to repay its requested facility by analysing the company's financial statements.
Main Requirements:
3-5 year's of experience in the same field.
Credit Course Certified is a must.
Work Location: District 5 - Marakez