- Develop and implement credit policies and procedures to minimize risk
- Review and approve customer credit limits based on risk assessment
- Oversee and validate customer guarantees and contracts to ensure compliance and security
- Manage the collections team and ensure timely collection of receivables
- Monitor accounts receivable aging and drive reduction of overdue balances
- Collaborate with Sales, Finance, and Legal teams to support customer relationships and resolve disputes
- Provide regular reporting and analysis to senior management on DSO, overdue trends, and risk exposure
Bachelor’s degree in Finance, Accounting, or related fieldProven experience (7 years) in Credit and Collections management within FMCG sectorStrong knowledge of customer guarantees, contracts, and credit risk managementExcellent analytical, communication, and negotiation skillsERP system knowledge (Salesbuzz / SAP / Oracle / other) is an advantage