Narrative Description:Responsible for acquiring new Mortgage Finance loans to increase bank market share, pursue new business opportunities through real estate brokers & real estate developers to maximize mortgage productivity and profitability. Duties & Responsibilities: 1) Responsible for achievement of Mortgage Finance set target through effective planning and budgeting.2) Initiate new business through approaching real estate brokers and developers and propose co-branding deals to reach a higher market share.3) Approach and maintain a proper relationship with the reputable real estate developers to ensure developing a leading position in the market.4) Conduct regular calls and visits to the clients, real estate developers and real estate brokers to promote different mortgage programs.5) Scan the market to identify primary and secondary mortgage opportunities.6) Attract potential mortgage clients by applying efficient sales techniques to develop long term relationships between clients and the bank.7) Continuously propose initiatives & tactics to enhance the Mortgage Finance portfolio & maximize productivity and profitability.8) Attend conferences and exhibitions with the purpose of boosting Mortgage Finance activities within the bank and being updated with the market trends.9) Possess excellent knowledge of the Mortgage Finance products & Real Estate market aspects to facilitate the fulfillment of client’s needs.10) Responsible for generating new business ideas to assist in acquiring new Mortgage Finance facilities.11) Maintain coordination with the concerned stakeholders to follow up on Mortgage Finance files till loan disbursement.12) Ensure accurate and complete documents’ fulfillment to enable requests to be processed in a timely manner.13) Provide status update reports on a regular basis (i.e. visit reports, outdoor visits feedback, file updates, etc...)14) Adopt policies and procedures in order to guarantee that QNB ALAHLI business is conducted in compliance with Local Laws, Internal Rules and Regulations, as well as, International Standards.15) Ensure the correct functioning and implementation of the Permanent Supervision, Compliance and Money Laundering, Operational Risk, and Workplace Success Guidelines whenever and wherever possible.16) Reach out to attract customer/leads through constant calls and visits to achieve set KPIs17) Act as the focal person /expertise of Mortgage Finance within the assigned group18) Attend appointments on daily basis and ensure regular follow up with the customers to maximum mortgage production19) Conduct regular calls and visits to assigned branches within scope to ensure their awareness of mortgage finance programs
Dimensions of the Job:10 Visits per week4 Booked files per month
Functional Relationships (Work Contacts):Internal: Bank Departments
External: Real Estate Developers Real Estate Brokers Visits (Individuals / Companies) Mortgage / Real Estate Events and Exhibitions
Limits of Authority: N/AJob Specifications:Education: Bachelor’s Degree in business administration or Economics.
Experience:Relationship Manager > Minimum 1 year of Experience in Retail Banking Senior Relationship Manager > Minimum of 3 years of Experience
Skills:Excellent Communication Skills. Excellent Negotiation & Persuasion Skills Excellent Computer Skills. Excellent Analytical, Research and Innovational Skills. Good Presentation Skills. Meeting job requirements and deadlines efficiently. Compile all parts of assigned work with accuracy and precision.
Working Conditions: Regular Outside Visits