Responsibilities:

1. Prepare the credit memorandum for small and medium clients.
2. Conduct a thorough credit and risk review and assessment including but not limited to: business coverage operations, financial analysis and projections, risk assessment, and industry risks.
3. Coordinate the set-up and identification of standards and guidelines for the credit risk process with senior team members
4. Handle small and medium clients: conduct a thorough assessment of credit, financial, business and industry risks for such applications.
5. Ensure proper coordination with other concerned internal parties (primarily Business Development, Credit Analysis and Credit Investigation) and as needed with external parties (e.g. Legal) to ensure timely completion of the deal assessment phase.
6. Conduct an annual review of credit files and monitor and review credit risk ratings for existing and new clients.
7. Monitor and analyse the risk environment, identify options to mitigate risk, and communicate views to the head of the department.
8. Comply with the firm’s established standards for credit & risk.
9. Coordinate closely with other departments to ensure appropriate understanding and execution of risk management objectives and processes.
10. Assist in updating and amending the credit policies and risk processes to ensure the proper and adequate review of credit applications.
11. Ensure compliance with all applicable AML/CTF rules and regulations as required in the conduct of the role.
12. Ensure timely completion of all relevant AML/CTF training provided by the Group.
13. Ensure response to AML, CTF & sanctions inquiries in a timely manner.

Job Requirements:

1. Bachelor’s degree in Business Administration or Economics.
2. Credit course from reputable bank or institution is a plus.
3. 1-5 years’ experience in a similar field (corporate or risk in banking or financial institution).
4. Excellent command of Arabic and English.
5. Excellent communication skills (written, verbal and listening).
6. Able to build partnerships and work well in teams.
7. Can generate creative solutions and has the courage to make necessary decisions.
8. Has his/her own elevated performance standards and ensures both he/she and the team produce high quality work.

“Thank you for your interest in applying to EFG Holding. Due to the high volume of applications/interest, please note that we are only able to respond directly to applicants that are shortlisted for interviews.”