Mal is pioneering the future of ethical banking as the world s first AI-powered, Sharia-compliant neobank. Our mission is to deliver modern, trustworthy, and truly inclusive financial services to Muslims worldwide combining cutting-edge technology with unwavering ethical values. As a Senior Software Engineer at Mal, you will join a high-caliber team dedicated to building the next generation of digital banking, grounded in Islamic principles and world-class engineering standards. We are organizing around business domains, empowering engineers to own end-to-end problem solving in areas such as Growth, Payments & Core Banking, Cards & Accounts, and Customer domains. We are seeking leaders, not coders engineers with deep banking experience who are passionate about creating impactful, high-quality solutions that transform how communities experience finance. Expect to work with different coding languages, different parts of the repo, and even different stacks. No such a thing as I'm mobile, front or back. We are looking for software engineers who can solve business problems, no matter what
Lead end-to-end solution design and delivery for a core business domain (Growth, Payments, Cards, Accounts, or Customers)
Collaborate directly with product, compliance, and design stakeholders to translate business requirements into scalable technical solutions
Set the bar for code quality, security, and maintainability throughout the software development lifecycle
Mentor, coach, and guide engineers within your domain to foster a culture of excellence and ethical responsibility
Drive architectural decisions, ensuring solutions are robust, compliant, and aligned with Islamic financial principles
Identify and resolve complex technical and business challenges proactively
Most of the time you will be interacting with multiple different stakeholders and doing work that most would consider "product" or "business" work
Expect to spend most of your time working on the backend as we adopt backend-driven development
Establish technical direction and delivery plan for your assigned business domain
Conduct in-depth analysis of existing systems, identifying and addressing key gaps
Deliver at least one major feature or capability aligned with Mal's business priorities
Mentor and onboard new engineers, raising the team's technical and ethical standards
Ensure all domain solutions meet regulatory, security, and Sharia compliance requirements
Desired Candidate Profile
Proven track record delivering complex software solutions in banking or fintech domains
Deep understanding of banking products, regulatory requirements, and industry best practices
Demonstrated leadership in cross-functional engineering teams, driving projects from concept to production
Ability to architect, implement, and optimize solutions independent of tech stack or programming language
Commitment to delivering secure, reliable, and auditable code
Strong problem-solving skills with a focus on business outcomes and customer impact
Excellent communication skills with the ability to collaborate across technical and non-technical teams
Expert in at least one coding language, no matter which
Experience in Islamic banking, finance, or Sharia-compliant products
Exposure to AI/ML-driven financial services or digital banking platforms
Familiarity with cloud-native architectures and DevOps practices
Track record of scaling products in a high-growth startup environment
Contributions to open source or fintech communities'