Who we are?- onebank was established in 2020 as the company responsible for launching the 1st digital native bank in Egypt. The digital bank aims to create innovative solutions tailored to serve the needs of the banking customers in Egypt.-Our main goal is to create a positive customer experience through the differentiated journey that our customers live while using the digital bank.-Our Drive: We use our drive and commitment to energies, engage and inspire others, upholding the highest standards of work ethic, honesty and morality.
JOB PURPOSETo assess and evaluate credit applications by analyzing customer information, financial capacity, credit history, and supporting documentation in accordance with approved credit policies and underwriting criteria. The role aims to ensure accurate, consistent, and timely credit decisions while maintaining portfolio quality and supporting responsible business growth.
MINIMUM QUALIFICATIONS/EDUCATION/EXPERIENCE
Bachelor’s degree in accounting, Finance or other field with related Professional experience.2–4 years of relevant experience in Credit Underwriting, Credit Assessment, Consumer Finance, Banking, or a related financial services environment. Strong knowledge of credit assessment, underwriting principles, credit policies, and risk management Good understanding of credit assessment, underwriting principles, credit policies, and lending criteria. Good knowledge of products and lending processes Good knowledge of Microsoft Office, particularly Excel. Experience handling high-volume credit applications while maintaining accuracy and agreed turnaround times is an advantage. Experience using LOS, credit scoring, or automated credit decisioning systems is preferred.