Job description

• Supervise and monitor team operation on daily bases.
• Minimize the risk by performing analysis and review of credit application to be submitted to risk manager.
• Process credit application in an efficient and timely manner.
• Prepare appropriate and sound recommendations to be presented to risk manager.
• Assist in planning, designing and implementing the company’s overall risk management strategy and processes.
• Perform credit analysis for new schemes and products.
• Assess and process non-performing cases, loans rescheduling, initiating and dropping legal actions, etc.
• Participate in setting or amending credit policies, discretionary powers and workflow.
• Track deficiencies and make appropriate recommendations to mitigate said risks in order to find suitable solutions.
• Undertake other tasks as requested by risk manager.

Skills description

• Educational background: Bachelor's degree in accounting, finance, business administration or relevant discipline.
• Experience:
  • Minimum 6-7 years of relevant banking and/or microfinance experience.
  • 2-3 years management experience in the same position.
• Technical proficiency:
  • Ability to liaise with colleagues.
  • Team player.
  • Communication skills.
  • Time management.
  • Good understanding of risk management concepts and applications.
  • Excellent skills in analyzing and evaluating statistical data.
  • Awareness of company’s policy.
  • Good analytical and reporting skills.
  • Planning and organizing.
  • Problem-solving.