- Research and evaluate clients’ creditworthiness
- Create credit scoring models to predict risks
- Approve or reject loan requests, based on credibility and potential revenues and losses
- Calculate and set interest rates
- Negotiate loan terms with clients
- Monitor payments
- Maintain records of loan applications
- Follow up with clients to manage debt settlements and loan renewals
- Ensure all lending procedures comply with regulations
- Develop, review and update our company’s credit policies
Proven work experience as a Credit Accountant , Credit Analyst or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)Negotiation skillsBSc in Accounting, Economics, Banking and Finance or relevant field