Job Purpose:
Acquires & grows base of BB customers in order to meet KPIs set.
Build strong & long-term business relationship with targeted business banking customers by offering best in class financial service.
Key Accountabilities:
- Achieve KPIs by strictly following his key performance activities ( KPAs).
- Report his KPAs on weekly basis to the business banking area manager.
- Personally and proactively build the branch business banking portfolio of asset and liabilities.
- Enhance Business banking revenue by maximizing direct revenue from fees and commissions
- Keeps updated and learns in-depth the more complicated products offered by the competition.
- Grows the number of new account relationships via conversion of branch walk-ins, customer referrals, marketing leads and self-generated leads.
- Proactive in assessing financial needs of customers.
- Responsible for achieving & delivering his/her targets in terms of acquisition, liabilities, asset and fee income for his/her Advising Zone.
- Assisting the Business banking Area Manager in periodically evaluating performance levels as defined in the business plan.
- Totally responsible for business banking customer complete satisfaction for his advising zone.
- Proactively solve customers’ problems and provide customer technical advice.
- Follow up with others (Credit/ Operations) Departments, pipeline or tools available (Jupiter) on pending cases.
- Achieving target sales activities of (outbound calls, sales visits, cross sell ratio to walk-in customers) as defined in the commercial action plan.
Quality & Services
- Ensure proper stationeries and merchandising in the Branch at all-time guided by communication plan.
- Ensure handling and covering all customer requests/ inquiries to ensure services excellencies
- Efficiently handle customer’s complaints, escalating as appropriate.
- Responsible for operations of (Express Banking, Advisory) in terms of authorizations, custodians and reviewing all related reports.
- Regularly promote the usage of other delivery channels via day-to day contacts with the customers.
- Ensure continuous flow of appointments at Advising Zone.
CBE, Compliance, Audit, Procedures
- Responding to Compliance Dept. requirements in terms of obtaining proper approvals
- Ensure implementation of all Bank policies / procedures / KYC compliance requirements are in place
- Ensure following set procedures / policies as per designation letter.
- Ensure full adherence to credit policies and required documentations.
- And any other assigned tasks.
Experience and other requirements
Minimum 4 years of experience out of which 2 years relevant banking experience in BB or SME’s (Relationship Officer – Credit Analyst – Senior Customer Service)
Credit Course is a must