Develop, implement, and maintain a proactive compliance and AML framework aligned with regulatory requirements, internal policies, and the company s operating model. Oversee compliance monitoring activities, risk assessments, and control testing to identify gaps, emerging risks, and areas for improvement. Review, update, and enhance compliance and AML policies, procedures, and controls to ensure ongoing effectiveness and regulatory alignment. Support the implementation of annual compliance, awareness, training, and monitoring plans, including AML training for employees and relevant stakeholders. Conduct risk-based AML assessments across products, services, customer segments, and geographies to identify and mitigate financial crime risks. Perform sanctions and PEP screening, transaction monitoring, and suspicious activity investigations, and escalate matters in accordance with internal procedures and regulatory requirements. Support the handling of regulatory requests, production orders, reporting obligations, and timely submission of compliance and AML reports to management, regulators, and other stakeholders. Advise business leaders and internal stakeholders on compliance, AML, sanctions, and regulatory matters, and support the design and implementation of effective remediation actions. Collaborate with Legal, Internal Controls, and other relevant functions to ensure compliance obligations are properly embedded into business processes and new initiatives. Review new projects, products, and initiatives from a compliance and AML perspective and provide clear recommendations and sign-offs where required. Track remediation actions, follow up on outstanding issues, and report progress to relevant stakeholders. Prepare clear, accurate, and timely reports, presentations, and other materials for management, board, and regulatory purposes. Support anti-bribery and corruption, trade sanctions, and other related compliance programs as required.

Desired Candidate Profile

Minimum 5 years of relevant experience in compliance, AML, financial crime, sanctions screening, regulatory reporting, or internal audit. Strong knowledge of compliance frameworks, AML/CFT requirements, sanctions, PEP screening, transaction monitoring, and regulatory obligations. Experience in life insurance, financial services, agency compliance, or a regulated environment is highly preferred. Solid understanding of local laws and regulations related to Insurance and relevant international requirements, including anti-bribery, corruption, and trade sanctions frameworks. Strong analytical, investigative, and problem-solving skills with the ability to assess risk and recommend practical solutions. Excellent written and verbal communication skills, with the ability to prepare professional reports and communicate effectively with stakeholders and regulators. Ability to manage multiple priorities, work independently, and collaborate effectively in a matrix environment. Strong working knowledge of Microsoft Excel and other MS Office applications. Experience in a multinational or matrix organization is an advantage. Professional certification in AML, compliance, or a related field is an added advantage